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Fintech started to feel boring: Transfers. Payments. Neobanks. Same models, different logos. So I built a filter. FinTech of the Day is my daily shortlist of fintech worth your time. Just the real gems. This page is a small award wall for the best finds - one startup at a
Fintech of the day
The separate account market (SMA) for bonds is exploding, but asset managers are stuck with spreadsheets. IMTC built a cloud‑native investment management platform for fixed income that automates portfolio and order management and enables SMAs to scale. The New York firm just raised a $12M Series A led by
Fintech of the week
Your next car crash claim could be decided by physics, not paperwork. Anyone who has been through a car accident knows the script. Photos, forms, phone calls. weeks of waiting while someone somewhere assesses what really happened. For insurers, it is slow, expensive, and full of fraud risk. For drivers,
Fintech of the day
Gen Z is drowning in debt and doesn’t trust banks to help. BON Credit thinks an AI co‑pilot can fix that. The San Francisco company’s app uses a model they call CredGPT to analyse spending, predict cash flows, and coach users on how to boost their credit
Fintech of the day
Brazil's credit markets are notoriously expensive, but property can change that. FlowCredi is building a marketplace where homeowners and businesses can access loans backed by real estate at rates well below traditional lenders. The platform connects borrowers directly with investors and handles origination, underwriting, and servicing. FlowCredi generates
Fintech of the day
Cross‑border trade is booming in Africa, but paying suppliers abroad remains a headache. Nigerian startup Clea - Pay Foreign Vendors Easily has come out of stealth with a blockchain‑enabled platform that lets importers settle invoices in Naira while their overseas suppliers receive U.S. dollars. Users can choose
Fintech of the day
Fraudsters share data, banks rarely do. Tuhk Inc. thinks the only way to fight back is through collaboration. The start‑up connects banks, merchants, and payment providers in a secure real‑time network so they can share signals, spot patterns, and stop fraud before it hits. Cybercrime will cost the
Your next car crash claim could be decided by physics, not paperwork. Anyone who has been through a car accident knows the script. Photos, forms, phone calls. weeks of waiting while someone somewhere assesses what really happened. For insurers, it is slow, expensive, and full of fraud risk. For drivers,
There are two ways to enter Brazil's financial system today: both are bad. Brazil's central bank has quietly built some of the most advanced rails in the world. Pix for instant payments: a serious open finance framework, regulators who actually ship. However, if you are a
School fees feel less like a line item, more like a second mortgage. In the UK, the education journey quietly stretches over 20 plus years. Early years childcare can run from a few thousand pounds a year to the mid-teens, independent schools reach £19k to £50k annually, and university can
Imagine your next debt collection call starts with empathy, not a threat. Talk to almost any lender in India, and you hear the same story. Collections are expensive, stressful for the team, and dangerous for the brand. For borrowers, it is worse: spam calls, pressure, and very little real help
FinTech Builders Community
Cross‑border invoicing shouldn't require sleepless nights. Skydo built a payments platform for Indian freelancers and SMEs that lets them invoice and get paid in foreign currencies without the FX circus. The Bengaluru startup processed $300M+ and serves over 20k-30k businesses across 150+ countries. Backed by Susquehanna Asia
Nonprofits rarely get access to the same financial tools as venture‑backed startups. Givefront is changing that. The San Francisco startup provides a spend‑management platform that lets charities and associations issue corporate cards, build budgets, capture receipts, and automate compliance without heavy admin overhead. Givefront makes money from card
Imagine every car dealership or marketplace being able to offer its own financing without building a bank. That's what São Paulo‑based Altis makes possible. Its credit‑as‑a‑service platform lets merchants originate and manage loans using AI‑powered underwriting and a white‑label front end, turning
There are two ways to enter Brazil's financial system today: both are bad. Brazil's central bank has quietly built some of the most advanced rails in the world. Pix for instant payments: a serious open finance framework, regulators who actually ship. However, if you are a
School fees feel less like a line item, more like a second mortgage. In the UK, the education journey quietly stretches over 20 plus years. Early years childcare can run from a few thousand pounds a year to the mid-teens, independent schools reach £19k to £50k annually, and university can
Can software free advisors from admin? Nevis is building an AI engine that automates the back-office work for registered investment advisors. From onboarding and compliance to portfolio rebalancing and ongoing maintenance, the platform handles the tasks that usually eat an adviser's day. Founded by former Revolut operators Philipp
Building India's AI-ready lending rails. MANNJAL, based in Bengaluru, provides full-stack lending infrastructure that lets banks and non-bank lenders originate and manage loans to underserved entrepreneurs. The platform supports phygital data capture, enriches borrower information, automates underwriting, and manages workflows across the lending lifecycle. On 3 December, the
Smartphones are collateral. PayJoy thinks so. The San Francisco-based company lets people in emerging markets buy a smartphone in instalments and uses the handset itself as collateral through its own lock software. If a borrower stops paying, the phone can be locked remotely. If they repay on time, they build
What if your appraisal came with an insurance policy? Illiquid assets are hard to value. When valuations are wrong, lenders can lose billions. Barker is a New York-based fintech that turns those valuations into insured instruments. The company has raised $3.5M in funding led by Walkabout VC to scale
Tidalwave is rebuilding how Americans apply for a mortgage. In the U.S., the average mortgage still takes 43 days to close and requires hundreds of manual data entry tasks. Lenders end up spending thousands of dollars per loan on inefficient workflows. Tidalwave is an agentic AI mortgage point of
Imagine your next debt collection call starts with empathy, not a threat. Talk to almost any lender in India, and you hear the same story. Collections are expensive, stressful for the team, and dangerous for the brand. For borrowers, it is worse: spam calls, pressure, and very little real help
Saudi businesses juggle hundreds of forms, portals, and shifting rules. STAMP is a regtech startup founded by lawyers turned entrepreneurs Muyasser ALBAR and Mohammed Zarei. They are building an AI-powered hub for all that red tape, so companies can manage licensing and compliance from one place instead of ten different